5 Stops to Your Next Truck

The first step is to find out how much you can afford to pay each month

Complete our easy-to-use online repayment calculator and tell us a little bit about your credit history, how much you want to borrow, and over what period. We’ll then provide you with an estimate of how much you can expect to pay each month.

Be realistic when using the truck finance calculator. Don’t overstretch yourself, especially if this is a new business. Cash flow can be tight in the beginning, so make sure you can comfortably afford the monthly payments before committing to a loan.

Once you have determined how much you can afford to pay, it’s time to apply for a loan.

We make applying for a loan quick and simple. In most cases, we can give you a decision on the same day. We just need a few details about your work situation and credit history. Our experts will then work to find you the best deal.

Truck finance is available for all individuals, regardless of their credit history. We also support applications from foreign nationals that are legally allowed to work in the UK, so even if you have been turned down by other providers, we would be happy to help!

Once you have been approved for a loan, you can choose a truck from any UK dealer.

Unlike other finance providers, we don’t limit the make or age of truck you can buy. This gives you the freedom to buy the right truck for your operation, regardless of the manufacturer.

We only ask that the truck is supplied by a reputable UK-based dealer, so feel free to search the entire market to find the best deal. Once you’ve chosen a truck, get in touch with your dedicated application assistant and we’ll do the rest.

Before finalising the agreement, we need to make sure your chosen truck does not have any outstanding finance and/or is not an insurance write-off.

We regret that we are unable to provide funding for vehicles that have outstanding finance or have been written off by an insurance company. In this case, we may ask you to choose another vehicle.

The condition of the truck itself is to be checked by the buyer prior to purchase.

Once the vehicle has been checked, it’s time to sign the finance agreement.

We know that signing financial documents can be stressful, so we have designed our process to make it as painless as possible.

If there is any terminology you are unsure about, your dedicated application assistant is there to provide support at every stage. Just ask us and we’ll explain everything.